What we do

BeSecuredNow.com publishes free guides that explain how insurance works in the United States: what each type of cover does, what people typically pay, how to compare companies and what to watch out for. We cover auto, home, renters, life, health, Medicare, business, motorcycle and SR-22 insurance.

We are a publisher, not an insurance company or a licensed insurance agent. We don’t sell policies, give personalized advice or handle claims. Our goal is to help you understand your options before you speak to an insurer, agent or your state insurance department.

How we research our guides

Every guide is researched and edited by our editorial team under the direction of Johnny Jones, our editor. Our standards:

  • We use named, checkable sources. Prices, ratings and rules come from government agencies (such as CMS, the IRS, FEMA, NHTSA and state insurance regulators), industry bodies (such as the NAIC and the Insurance Information Institute), independent studies (such as J.D. Power and AM Best) and published rate analyses. Each guide lists its sources at the end.
  • We don’t invent ratings. We don’t publish our own star scores or “best” badges. Where we compare companies, we show published data such as prices, complaint indexes, satisfaction scores and financial-strength ratings, and explain what they mean.
  • We date our information. Insurance prices and rules change often. Each guide shows when it was last updated, and we review guides regularly, especially around open enrollment and rate changes.
  • We explain trade-offs. We try to show who a product suits and who it doesn’t, rather than pushing a single answer.
  • We correct mistakes. If you spot an error, please tell us through our contact page and we’ll review it promptly.

How we make money

BeSecuredNow is free to use. We earn money in two ways:

  • Advertising: some pages show ads, including Google AdSense ads.
  • Sponsored quote listings: a small number of pages show a clearly labelled box of sponsored insurance listings. We may be paid when you click a listing.

Payments don’t change what you pay an insurer, and they don’t decide what we write. Our guides include companies we have no relationship with. Read our full advertiser disclosure.

What we cover

Important

Our guides are general information, not legal, tax, financial or insurance advice. Coverage, prices and eligibility depend on your state, your circumstances and each insurer’s rules. Always read the policy and, where needed, speak to a licensed professional or your state insurance department.

Contact us

Questions, corrections or partnership enquiries: see our contact page.