Get The Best Average Home Insurance Rates in your Location
1.U.S. homeowners insurance averages $2,601/year for $300,000 dwelling coverage.
2.Allstate, Auto-Owners, and State Farm are among the most affordable insurers.
3.Rates differ by state: Oklahoma has the highest, Hawaii the lowest. Higher replacement costs raise premiums, averaging $4,677 for $600,000 coverage.